Meto Health vs Defy Medical
Meto Health is a licensed peptide-therapy platform where clinicians prescribe from your labs. Defy Medical is a Tampa-based concierge telemedicine clinic offering men’s and women’s hormone therapy, peptide therapy (including sermorelin), weight loss, and related services. Both are legitimate, licensed models — here is how they differ, factually.
Reviewed by —Daniel Uba, MD, Chief Medical Officer| Defy Medical | ||
|---|---|---|
| Monthly pricing (sermorelin or closest protocol) | Muscle Preservation Stack (sermorelin) $199–249/mo; all protocols $175–379/mo | Sermorelin is offered in multiple strengths and formulations (vials, troches, ODT) from partner pharmacies via the patient portal store, but the store states it “is for Defy Medical patients only” and no prices are publicly displayed.Last verified: Jul 30, 2026 |
| Membership / consult fees | $29/mo membership — quarterly clinician consults + unlimited messaging included; no per-visit fees | “Defy Medical does not charge a monthly fee and charges are due at the time that the service is purchased.” Published consult fees for other services: Trimix consultation $75; Virtual Primary Care “$39 per appointment (plus medications if prescribed).”Last verified: Jul 30, 2026 |
| What’s included | Labs-first intake ($149 one-time Peptide Readiness Panel (or upload recent labs)), licensed clinician review, prescription medication, cold-chain shipping, ongoing care | Three-step model: a Patient Advocate helps with new-patient requirements (“blood testing, recent physical, patient history”), then a telemedicine provider consultation (“Extended 1-hour consult”) to develop a customized protocol, then medications, supplements, and supplies are ordered through the online Patient Portal. Site states “No subscriptions or contracts.” As a cost anchor, TRT “averages out to under $250 per month for the first year” including medications, lab work, and consultations.Last verified: Jul 30, 2026 |
| Prescriber model | Licensed clinicians evaluate every patient; prescriptions at clinician discretion | Care team of 14 providers listed on the team page (2 MDs, 8 NPs/APRNs, 4 PAs), led by Medical Director Justin Saya, MD. Terms of Service state patients do “not automatically qualify” for therapy on initial assessment, and refills require compliance with the practitioner’s treatment plan “including blood work, physical exams and consultations.”Last verified: Jul 30, 2026 |
| Pharmacy sourcing | Filled by licensed US 503A compounding pharmacies; dispensing pharmacy details arrive with your medication and can be verified with the state board of pharmacy | “Defy Medical uses both 503a and 503b pharmacies who compound sterile and non-sterile pharmaceutical products,” with “503b facilities… the preferred source for sterile medications.” Defy does not manufacture or ship medications itself; it partners with a network of pharmacy vendors and orders are placed through the Patient Portal and reviewed by its team.Last verified: Jul 30, 2026 |
| Shipping | Cold-chain shipping included, 3–5 days from a licensed US 503A compounding pharmacy | Partner compounding pharmacies “require 24-72 hours to compound your medications before shipping them,” with tracking sent at ship time. “Medications are shipped in plain packaging with no indication of the products inside.” Lyophilized products can ship standard (e.g., Trimix “does not require ice”), and published medication cost discussion notes estimates do “not include consultation, shipping, or injection and disposal supplies.”Last verified: Jul 30, 2026 |
| Cancellation | Cancel anytime from your account; no cancellation fee | No subscriptions or contracts to cancel; billing is per purchased service. Terms of Service state “ALL SALES ARE FINAL,” no refunds “for any lab orders or appointments once the service is provided,” and appointments canceled less than 24 hours in advance “may result in you being required to pay the full cost of the consultation fee.”Last verified: Jul 30, 2026 |
| Support channels | Unlimited care-team messaging + quarterly clinician consults (membership) | Phone (813-445-7342), email [email protected], and the online Patient Portal; hours listed as “Monday-Friday | 8 AM - 7 PM EST or Saturday | 9 AM - 2 PM EST.” A physical clinic operates in Tampa, FL.Last verified: Jul 30, 2026 |
| HSA/FSA | HSA/FSA eligible | “Defy Medical, LLC does not accept insurance of any kind.” For labs: “Many FSA and HSA plans accept on-demand lab testing as a qualifying purchase. Check with your plan prior to ordering labs.” For supplements: “Many FSA/HSA plans consider nutritional supplementation to be a qualifying charge.” Documentation for self-submitted insurance reimbursement is available for a fee, with no coverage guarantees.Last verified: Jul 30, 2026 |
Defy Medical information gathered from https://www.defymedical.com/ on the dates shown. “Not published on their site” marks facts we could not confirm on their own public pages — we state the gap rather than guess.
Key differences
Billing model: Meto charges a $29/mo membership plus a published sermorelin protocol price ($199–249/mo); Defy Medical states it does not charge a monthly fee and bills per service, and its sermorelin pricing is inside a patients-only store rather than published publicly.
Intake: Meto is labs-first with a $149 panel or lab upload; Defy Medical’s new-patient requirements include blood testing, a recent physical, and patient history, followed by an extended 1-hour telemedicine consultation.
Pharmacy sourcing: Meto prescriptions are filled by licensed US 503A compounding pharmacies via the Refill platform; Defy Medical uses 503a and 503b compounding pharmacies ordered through its patient portal.
Shipping: Meto includes cold-chain shipping in its pricing; Defy Medical’s partner pharmacies handle shipping after a 24–72 hour compounding window, and its published cost discussions note medication estimates exclude shipping.
Scope: Meto is a metabolic peptide platform with a defined protocol catalog; Defy Medical is a broader concierge clinic spanning TRT, women’s hormone therapy, ED, weight loss, thyroid, ketamine, IV therapy, and aesthetics alongside peptides.
Who might prefer each
Meto may fit if
Someone who wants transparent, published flat monthly pricing for a sermorelin protocol ($199–249/mo plus $29/mo membership), a labs-first start with a fixed-cost $149 panel or lab upload, cold-chain shipping included, cancel-anytime terms, and HSA/FSA-eligible payment.
Defy Medical may fit if
Someone who wants a full-service hormone and wellness clinic — TRT, hormone therapy, ED, and peptides under one care team — with hour-long telemedicine consultations from MD/NP/PA providers, pay-per-service billing with no recurring membership fee, and a physical clinic option in Tampa.
Not sure how to weigh any provider — including us? Our guide to vetting peptide providers gives you the checklist, and our pricing page shows every Meto number in one table.
Compounded medications are prepared by licensed pharmacies based on a prescription and are not FDA-approved. Prescriptions are issued at a licensed clinician’s discretion after an individual evaluation — completing an intake does not guarantee a prescription. Patients receive the dispensing pharmacy’s details with their medication, which can be verified with the relevant state board of pharmacy.